About The VetSpend Program

The VetSpend Program aims to make essential pet health services, like veterinary care and medications such as Heartworm prevention, more affordable. VetSpend connects pet owners with veterinarians at no cost, encouraging these vets to list transparent and competitive pricing for their services. VetSpend earns revenue by providing access to healthier lifestyles for pets and their owners.

To enhance pet health, VetSpend focuses on affordability for key health procedures. Early spaying or neutering within the first two years of a pet's life significantly improves health outcomes.

As of 11/22/2024, VetSpend collaborates with PuppyInsurance.com, KittenInsurance.com, Embrace Pet Insurance, and Heartworms.com.

Purchasing an Embrace Pet Insurance policy through PuppyInsurance.com or KittenInsurance.com qualifies you for the VetSpend Program.

The program offers:

• A $300 credit for spaying or neutering, usable at any veterinary clinic, not limited to those in our directory where costs range typically from $150 to $500.

Commonly asked questions:

• Question: So if I sign up for pet insurance with Embrace Pet Insurance through PuppyInsurance.com I'll receive $300 to put towards spaying or neutering my puppy?
• Answer: Yes, that's correct. If you go to PuppyInsurance.com and fill out our quote form you will be sent to Embrace Pet Insurance. Select the plan you wish to enroll in and sign up. After completing the sign up process for pet insurance you can then use your documentation provided by Embrace Pet Insurance to validate your account with VetSpend. The link for the VetSpend Spay/Neuter program can be found at this link. After creating your account with VetSpend it will be reviewed by a team member within 48 hours. Once approved you are then able to schedule your VetSpend membership benefit.
• Question: I already have a policy with Embrace Pet Insurance. Do I qualify for the VetSpend Program?
• Answer: Unfortunately no. The reason is that VetSpend is a program that just started working with PuppyInsurance.com.
• Question: Is there a waiting period before I can receive the $300 benefit for spay or neuter?
• Answer: Yes. There is a 90 day waiting period that is intended to prevent pet parents from scheduling the spay or neuter too soon. You have up to two years to claim this benefit.

The VetSpend Program is currently restricted to:

• Partnerships with VetSpend and its parent company NPP Inc., including PuppyInsurance.com, KittenInsurance.com, and Heartworms.com.
• Puppies and Kittens only.
• A 90-day waiting period before the VetSpend card is issued for spay/neuter procedures to prevent premature surgeries.
• A two-year window to claim the $300 spay/neuter benefit.
• Full registration of VetSpend Pet Parent and Pet Profiles.
• Participants must be 21 years or older.
• Verification with a state-issued ID or driver's license, requiring photo and video submission.